Business Risk and Controls Advisor Lead - Bank

Company: USAA
Location: Phoenix
Posted on: April 17, 2025

Job Description:

Why USAA?At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.The OpportunityAs a dedicated Business Risk and Controls Advisor Lead, you will drives -risk-awareness and the overall effectiveness of risk and compliance management programs, risk analytics, investor requirements -and operations in the business. This role will partner and collaborate with Legal, -Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance-based initiatives through QAQC transactional testing. Responsible for supporting business leader adherence to the established risk framework and ongoing supervision of business controls; including, risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, internal and external audits and regulatory exams, and monitoring of the first line of defense to minimize risk exposures and strengthen the overall control environment. Manages risk assessment data and uses critical thinking to identify key data-driven insights tied to first line of defense risk mitigation activities.We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Phoenix, AZ, or Tampa, FL.Relocation assistance is not available for this position.What you'll do:

• Direct and lead all aspects of multiple initiatives in support of risk and/or regulatory compliance related initiatives including but not limited to: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, new product controls, Company or Staff Agency Third Party Governance, or quality governance.
• Apply a comprehensive understanding of risk and regulatory compliance to include business strategies and solutions.
• Responsible for first line of defense data analysis, report preparation and trend analysis, using business intelligence tools.
• Design solutions for unanswered business questions and anticipates future business needs.
• Direct, organize and coordinate action plans designed to enhance governance practices in alignment with frameworks.
• Influence and develop innovative solutions to mitigate risk and prevent risk exposures which result in significant business impacts.
• Lead the most complex projects involving cross-functional areas within the first line of defense.
• Define and outline new approaches to problem resolution and leads project team from concept through implementation.
• Advise senior management on the status of their control environment related to Risk identification and control weaknesses.
• Identify critical areas to monitor and raise issues and findings to appropriate partners.
• Serve as a primary resource to cross functional team members and advise on risk mitigation opportunities.
• Stay informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed.
• Ensure risks associated with business activities are identified, measured, and controlled in accordance with policies and procedures.What you have:
  • Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • Minimum 8 years' experience supporting risk-related, compliance related, or business control design activities; OR 8 years' experience in a relevant quantitative field; OR Advanced degree or designation in a risk management or quantitative field, and 6 years' experience supporting risk-related, and/or compliance-related, or business control design activities; OR PhD in a risk management or quantitative field, and 4 years' experience supporting risk-related, and/or compliance-related, or business control design activities.
  • Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.What sets you apart:
    • 15 years' experience in the financial services industry.
    • 5 years' experience in QAQC transactional testing.
    • Strong critical thinking, innate curiosity, attention to detail, and organizational skills.
    • Demonstrated ability to build strong relationships with business and control partners including effective written and verbal communication and collaboration to influence change.
    • Recent large scale project management experience.
    • Experience with reporting tools like Business Objects and Tableau a plus.
    • Recent experience with using and administrating ACES quality management software a plus.
    • Experience analyzing and testing Mortgage, Consumer Lending and/or Credit Card regulatory and investor requirements a plus.
    • Current or former Business Risk and Controls experience a plus.
    • Expertise working with large scale cloud-based data warehousing platforms like Snowflake that allows users to store, analyze, and share data securely a plus.
    • Technology certifications like certified SAFe Agilist (SA) a plus.Compensation range: The salary range for this position is: $127,310.00 - $229,160.00.USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. -Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. -Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. -For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. -USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Keywords: USAA, Gilbert , Business Risk and Controls Advisor Lead - Bank, Other , Phoenix, Arizona